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Protection Services

General Insurances

If your property is mortgaged, it is a legal requirement to insure your home. With a huge portion of the UK being unknowingly underinsured, allow us to ensure that your home is protected, so your claim would be paid should you never need to make one.

Income Protection

Whether you are employed or self employed, our expertise will guide you through the complexities of protecting your income in the event of illness or injury.

Critical Illness Cover

From heart attacks to cancer diagnoses, we understand the importance of comprehensive protection. Allow us to ensure your peace of mind, by protecting your future with our taliored protection services.

Life Insurance

Allow us to prioritise your peace of mind and financial security. There are various options available, whether it be a level term policy, or a decreasing term policy. We can assess your circumstances and ensure that you have adequate protection in place to safeguard your families financial security.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.
 

Joanne Pay t/a Joanne Pay Mortgage and Protection FCA number 1014198, is an appointed representative of Mortgage Saving Experts Ltd which is authorised and regulated by the Financial Conduct Authority under FCA number 779662.

 

 Registered Address: 26 Laburnam Avenue, Sandwich, Kent CT13 0AY.

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We charge an arrangement fee for processing your mortgage of up to £495. For equity release and lifetime mortgages we charge an arrangement fee of £995. In addition to this, we will also receive a commission from the lender.

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